专利内容由知识产权出版社提供
专利名称：PAYMENT AUTHENTICATION SYSTEM FOR
ELECTRONIC COMMERCE TRANSACTIONS
发明人：Rahul Mutha申请号：US16933353申请日：20200720
公开号：US20210012334A1公开日：20210114
专利附图：
摘要：A payment managing system and method for enhancing the security ofelectronic user payment data can include employing a two factor authentication andkeeping e-commerce host system outside the PCI scope. The two-factor authentication
can include using a session ID and a one-time token (OTT). The session ID can identify apayment session that is initiated upon initiation of an e-commerce transaction. Thepayment managing system can provide a computing device initiating the transaction aniFrame to handle input user input data on an information resource. The OTT can be usedto tokenize the user input data. The OTT can be included in payment authorizationrequests sent to the payment managing system. The payment managing system canobtain payment authorization without the user payment data being shared with e-commerce host systems.
申请人：Aurus
地址：Boston MA US
国籍：US
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