最新历年金融机构人民币存贷款利率调整表
单位： 调整时间类别及期限14.11.2上浮20%2最高可上浮20%活 期 存 款 整定存三个月 半年 一年 二年期整取存零存整取款整存零取存本取息 三年 五年 八年 一年 三年 五年12.7.612.6.811.7.711.4.611.2.910.12.2610.10.2008.12.2308.11.2708.10.3008.10.0908.09.1607.12.2107.09.1507.08.2207.07.2107.05.1907.03.1806.08.1906.04.2805.03.1704.10.2902.02.2199.06.1098.12.0798.07.0198.03.2597.10.2396.08.2396.05.0193.07.1193.05.15最高可上浮10%0.422.823.063.34.024.80.352.352.552.753.3540.352.62.833.754.254.752.852.931.150.402.853.053.254.14.655.12.853.053.250.850.851.395.856.316.406.656.804.204.700.503.103.303.504.405.005.503.103.303.501.310.951.496.106.566.656.907.054.454.900.502.853.053.254.154.755.252.853.053.251.310.951.495.856.316.406.656.800.402.602.803.003.904.505.002.602.803.001.210.851.395.606.066.106.456.604.004.500.362.252.502.753.554.154.552.252.502.751.170.811.355.355.815.856.226.403.754.300.361.912.202.503.253.854.201.912.202.501.170.811.355.105.565.605.966.143.504.050.361.711.982.252.793.333.601.711.982.251.170.811.354.865.315.405.765.943.333.870.361.982.252.523.063.603.871.982.252.521.170.811.355.045.585.675.946.123.514.050.722.883.243.604.144.775.132.883.243.601.531.171.716.036.666.757.027.204.054.590.723.153.513.874.415.135.583.153.513.871.531.171.716.126.937.027.297.470.723.333.784.144.685.405.853.333.784.141.531.171.716.217.207.297.567.744.595.130.723.333.784.144.685.405.853.333.784.141.531.171.716.577.477.567.747.834.775.220.812.883.423.874.505.225.792.883.423.871.531.171.716.487.297.477.657.834.775.220.812.613.153.604.234.955.492.613.153.601.531.171.716.217.027.207.387.5.595.040.812.342.883.333.9.685.222.342.883.331.531.171.716.036.847.027.207.384.504.950.722.072.613.063.694.414.952.072.613.061.441.081.625.856.576.756.937.204.414.860.721.982.432.793.333.9.411.982.432.791.441.081.625.676.396.576.757.114.324.770.721.802.252.523.063.694.141.802.252.521.441.081.625.586.126.306.486.844.144.590.721.712.072.252.703.243.601.712.072.251.441.081.625.405.856.036.126.394.144.590.721.712.072.252.703.243.601.712.072.251.441.081.625.225.585.765.856.123.9.410.721.712.072.252.703.243.601.712.072.251.441.081.625.225.585.765.856.123.784.234.954.955.310.721.711.1.982.252.522.791.711.1.981.441.081.625.045.315.495.585.763.604.054.775.040.991.982.162.252.432.702.881.982.162.251.711.351.5.585.855.946.036.211.442.793.333.783.9.144.503.333.784.142.161.802.346.126.396.667.207.561.442.793.9.774.8.955.223.9.774.952.701.712.884.145.225.586.216.6.145.226.212.851.712.884.145.675.946.216.6.145.676.212.851.983.335.407.477.928.2.005.407.478.283.002.974.867.209.1.9010.8012.067.209.1810.803.15*6.669.0010.9811.7012.2413.8617.109.0010.9812.242.16*4.867.209.1.9010.8012.0614.587.209.1810.80定活两便协定存款通知存款短期贷款中长期贷款 一天 七天六个月一年一至三年民三至五年五年以上币贴现个人公积五年以下金住房贷五年以上款一至三年自营性个人住房贷五年以下款五年以上按一年以内定期整存整取同档次利率打按一年以内定期整存整取同档次利率打六折执行(从1993.03.01起执行)3.75省级人行自主确定按同期同档次存款利率打6.5折计0.81.355.65.65.6666.153.754.2566.156.46.5544.598.12.07.前通知存款执行1至12个月档次利率6.576.937.117.658.017.027.929.009.7210.357.658.9.369.9010.539.1810.0810.9811.7012.429.7210.9813.1414.9415.129.0010.9812.2413.8614.048.829.3610.8012.0612.24人 以再贴现利率为下限加点确定在再贴现利率基础上，按不超过同期贷款利率（含浮动）加点从1988年9月1日起，在同档次贷款利率基础上下浮动5—1
4.24.7贷款按同期商业性贷款利率执行（至2005年3月17日起上限放开，下限为贷款基准利率的0.9倍）1.620.722.3人行对法定准备金金融机超额准备金构存款存贷款1年基准利率差额1.620.723.061.620.723.061.620.723.061.620.723.061.620.723.061.620.723.061.620.723.063.063.063.061.0.993.333.423.423.513.513.603.603.603.333.333.333.602.612.162.702.972.611.800.000.182.853.003.06单位：年利率％91.04.2190.08.211.8*3.245.407.567.928.299.0010.086.126.847.562.1.326.488.469.3610.0811.5213.687.208.10.08整存整取同档次利率打9折计息
8.108.9.009.549.728.9.3610.0810.8011.16率基础上下浮动5—10%1.080.90
