商业贷款利率表以贷款一万元为例个人商业性贷款(基准)年限期数1234567101112131415161718192021222324252627282930122438607284961081201321441561681801922042162282402522276288300312324336348360月利率‰3.62503.95833.95833.95833.95834.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.08334.0833年利率%4.35004.75004.75004.75004.75004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.9000月供款额853.0990437.5951298.5878229.1622187.5691160.5859140.8697126.1237114.6909105.577498.150491.988286.798782.373578.559475.241872.333069.7667.482865.444463.614661.9760.471359.114557.877956.747455.711254.759053.882153.0727月利率‰3.98754.35424.35424.35424.35424.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.49174.4917个人商业性贷款(上浮10%)年利率%4.78505.22505.22505.22505.22505.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.39005.3900月供款额855.09439.7222300.7202231.31361.7449162.86143.17128.42117.0634107.9820100.587494.4576.300684.907681.125877.840374.963372.426670.176168.1666.3700.750763.287561.960660.753659.652358.5057.721356.872456.0907月利率‰4.35004.75004.75004.75004.75004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.90004.9000个人商业性贷款(上浮20%)年利率%5.22005.70005.70005.70005.70005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.88005.8800月供款额857.0833441.8556302.8619233.4773191.9361165.1630145.5110130.8308119.49110.4188103.059696.965291.843487.485683.738780.488077.5475.142872.926370.952569.186767.600166.1692.874263.698662.628361.651560.757859.938459.1857月利率‰3.44383.76043.76043.76043.76043.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.87923.8792个人商业性贷款(下浮5%)年利率%4.13254.51254.51254.51254.51254.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.65504.6550月供款额852.1045436.5339297.5251228.0911186.4870159.4539139.7237124.9632113.5157104.387296.945290.767985.563381.123077.293973.961371.037568.454366.1577.104762.260360.596059.088357.717356.466755.322454.272453.306752.416351.5937利率从2015年10月24日起执行,本表仅作为月供款额计算参考，以系统计算结果为准。
